Employment Law Questions? Ask an Employment Lawyer.
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There is generally no way to continue to work and collect pension benefits. What you may want to consider is filing for three things in lieu of working - a disability retirement (assuming it is allowed in your retirement plan), social security disability and long term disability. The long term disability will be less because it is reduced when you receive other income sources, but you can probably get nearly all your wage replaced by these three benefits. You'll need to have medical evidence that you are disabled to get these, but I believe it's probably your best option under the circumstances.
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So, what you are talking about is what is called a "hardship withdrawal". It's can be fairly costly to do (unless you meet the exceptions of spending in excess of 7.5% of your income on the debt) , but it is allowed under the current pension laws. Pension plans however are not mandated to have that feature in the plan. So you first need to get a copy of the plan from the administrator or ask the administrator if it is possible. If they have it you can do it of course.
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