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Tina
Tina, Lawyer
Category: Employment Law
Satisfied Customers: 8183
Experience:  JD, BBA, recognized by ABA for excellence.
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I am a full-time employee who was offered insurance riders

Customer Question

I am a full-time employee who was offered insurance riders through an insurance company other than my current medical insurance. So, at the time I was offered, it sounded okay, the agent said it pays for itself so I thought I couldn't lose anything. Well, I signed up in October of 2014 and the insurance was to go in effect Jan. 2015. I received my policies in the mail two of them, but after I looked it over, I decided I was not interested in this type of insurance. Also, I was misled by the agent who said the insurance will pay for itself. Because of my discoveries, I decided to cancel my policies. I cancelled within the time allowed to cancel (which was stated in my policy as 30 days. I received a letter confirming my request but the deductions continued. Then the insurance company got in touch with me and told me I couldn't have my refund, nor can I cancel my policies, because of the fact it is pre-tax dollars. Is that correct, why would they print something if it is not possible. I just want my money back for the insurance that I do not want. Is there a 30-day review grace period in Hawaii when you purchase insurance? Do I have a case?
Submitted: 1 year ago.
Category: Employment Law
Expert:  Infolawyer replied 1 year ago.
Hello, what outcome are you seeking at this point? recovery of the refund?