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Hello and thank you for the question. I am sorry to read of this dilemma.
It would be best to obtain cobra
You dont want to have a lapse in coverage
that goes both for securing coverage going forward and for remaining covered in case a need arises for care.
I wish you the best.
Let me know if the answer is clear and acceptable.
My dilemma is I can't afford the cobra insurance $650/month. I have a pre existing condition and I am concerned that once I find new employment that I will be denied health insurance. Will this hold true with Obama's new health reform going into effect January 1, 2014?
The obama law is in flux and I would not suggest depending on coverage on pre existing conditions at moment
would be best to maintain coverage
consider a short term loan or cheaper coverage to maintain the continuity
or see if former employer will cover more of the cost
as a form of severance.
The bigger issue is pay my mortgage or health insurance. While my partner and I have prepared for dark days in our financial future the insurance is the biggest issue here. I will look to private insurance coverage that will maybe allow me to maintain minimal coverage until I find new employment.
and possible short term loan to cover the cost
Thanks so much. Have a good day.
Have a great day
Kindly click on an excellent rating for the answer.