OK. I see what you are saying now.
Yes, you are correct. The employer does not have to pay you during the leave.
If you are pregnant, eligibility for temporary
disability benefits is determined in the same manner as for any other disabling condition. When you have stopped working and your doctor certifies that you are disabled, complete the claim form (DS-1) and mail it to this Division. If you become disabled within 14 days of your last day of work, you may be eligible for State Plan temporary disability benefits. If your disability begins more than 14 days after your last day of work, you may be eligible under the Disability During Unemployment Program. If your employer has a Private Plan for temporary disability benefits, submit your claim through that plan.
For a normal pregnancy, benefits are usually payable for up to four (4) weeks before the expected delivery date and up to six (6) weeks after the actual delivery date (provided that you have not worked during that time). A doctor may certify that you are disabled for a longer period if:
You experience specific complications related to pregnancy.
You undergo a Cesarean section.
You have another simultaneous disability.
You are physically unable to do your regular job
Do not file your claim before your doctor says that you are disabled and unable to work.
Do not file your claim until you have actually stopped working.
Your claim may be denied if you file before you become disabled or before you stop working.
Your weekly benefit rate is calculated using your average weekly wage
. The average weekly wage is generally based on the earnings in the eight calendar weeks immediately before the week in which the disability begins. The total wages earned during all base weeks worked in the eight week period are divided by the number of such base weeks to obtain the average weekly wage. Each claimant is paid two-thirds (2/3) of his/her average weekly wage up to the maximum amount payable set for that calendar year. The maximum weekly benefit rate is $584 for disabilities beginning on or after January 1, 2013.
For example, you earned the following weekly wage in the last eight weeks before becoming disabled:
Week 1 -- $300
Week 5 -- $300
Week 2 -- $250
Week 6 -- $300
Week 3 -- $250
Week 7 -- $350
Week 4 -- $300
Week 8 -- $350
Total wages for those eight weeks = $2400
$2400 divided by 8 = $300
Your average weekly wage is $300
The Weekly Benefit Rate = $200 which is two-thirds of $300
Maximum Benefit Amount (MBA)
The maximum benefit amount which may be paid for each period of disability is one-third (1/3) of the total wages you earned in New Jersey covered employment during the base year, or 26 times the weekly benefit amount, whichever is less.