If you have no employment contract which stipulates that you are entitled to the life insurance policy, then Delta has no legal obligation to give it to you. I'll address your specific question:
Question: "why or how did I loose my basic life insurance that was given to me that I never had to pay for after being on a leave sponsored to help Delta save money, I kept all other benefits?"
Answer: Without a contract that states otherwise, it is lawful for Delta to have a company policy where employees who go on sponsored leave will keep all benefits except for life insurance. Accordingly, you likely only have a case against Delta if you can point to an employment contract which stipulates that you are entitled to the life insurance if you go on sponsored leave.
Please note that I am assuming that there aren't issues such as illegal discrimination
based upon factors like race, religion, gender, etc. If there are such issues, then please let me know.
I am truly sorry to give you the bad news, but please understand that it would be unfair to you (and unprofessional of me) to provide you with anything less than an honest response. However, if your concerns were not satisfactorily addressed, then please let me know, and I will be happy to clarify my answer. I do ask that you rate me based upon whether I answered your question, and not based upon whether the answer was good news or bad news. Your positive feedback is greatly appreciated.
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