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One solution is to file bankruptcy and apply for a "hardship discharge" on the student loans. Another is to file bankruptcy and get rid of other debts or lower them so that it frees up money to pay the student loans. Finally, a third option is to apply to roll the loans into a new Direct Consolidation Loan directly with the US Dept. of Education. Once you do that you can enter an income based repayment plan that fits your budget. When you do that, you new loan will be reported as current and this should end the garnishment.
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