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it looks like a kind of folliculitis, a fibroma or atheroma. Which means that it looks harmless. Since we can't make a safe diagnosis from the far, a dermatologist will be needed to ensure the diagnosis. But you can wait a week or two, you are not in a hurry. If it is only folliculitis, it will disappear. Fibroma or atheroma can't but be extirpated by a dermatologist.
Our cells don't always behave like they are supposed to. The older we get, the more of these things we get.
I am afraid that your insurance wouldn't cover the extirpation, but I would just leave it there. I am sure it doesn't make you ugly!