I am very sorry to hear you are dealing with this;
Banks need to report transactions that are $10,000 or over.
When unknown people request financial assistance it is usually a scam; often times the party will send money, requesting that the recipient deposit the check; while the check is still pending, they will request the recipient to send the money back to the sender; in the meantime the checks won't clear, so the recipient will be out whatever money was sent.
Additionally there would be no need for a prospective immigrant to have $200,000 (and even if so, it does not have to be in USD). They just need to show their financial ability to support themselves.
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Information provided is for educational purposes only. Consultation with a personal attorney is always recommended so your particular facts may be considered. Thank you and take care.