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Good morning. I am Loren, a licensed attorney, and I look forward to assisting you.
Were the accounts included in the property distribution of the divorce decree?
Thank you for the additional information. I am sorry to hear of your dilemma. I realize how frustrating this is for you and I hope to provide you information which is accurate and useful, even though it may not be the news you were hoping to get.
Unfortunately, if you were both on the accounts then he (or you) had he legal right to to access the account and withdraw the money, unless the account agreement contained some provision to the contrary, which does not appear to be the case here.
Speak with your ex and see if he can replace the money. If not, you may wan to file a motion to modify the decree to force the inclusion of the accounts and get a court order to replace the money. I see that as a longshot, but it may be the only option you have in the absence of any written agreement between the two of you concerning the account.
I realize this is probably not the answer you were hoping to receive. Also, please remember that this is not a moral judgement on my part. As a professional, however, I am sometimes placed in the position of having to deliver news which is not favorable to a customer's legal position, but accurately reflects their position under the law. I hate it, but it happens and I only ask that you not penalize me with a bad or poor rating for having to deliver less than favorable news.
If you can speak directly, that is probably the best. Otherwise, email is fine.
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You would need to find out why the checks were sent to the address. The verbal agreement may be enforceable, but it is going to be difficult to prove. Also, if the verbal agreement was unsupported by consideration, then it is not going to be enforced by a court, since it was just a gratuitous promise.
If you have no further questions, and have not yet done so, please remember to leave a favorable rating (Excellent or Good) so that I am credited by JustAnswer for assisting you. A bonus is not required, but is always appreciated.