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I'm sorry to hear this. Believe wheni tell you that i understand howw toughthis is to go through. The DMVs position has more to do with the lack of insurance and the unresolved property damage. Two solutions are viable:first, pay for the damage or second, file a bankruptcy to prevent the dmv from enforcing the financial responsibilities statute against you.
Almost forgot, you an enter into a payment arrangementwhereby your driving priveleges are restored while you makethepayments. But the other driver will have to cooperate with you
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