Criminal Law Questions? Ask a Criminal Lawyer.
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I am sorry to hear about this unfortunate situation.
Can you please tell me if you repaid all the money owed to the bank?
What was the amount of checks that you have issued while money were not in your account?
So the bank did not loss any money?
Why did you do this?
Given the fact that the bank never lost any money as a result of this transactions and also the bank did not even close your account, it is not likely that the bank will pursue criminal prosecution, however they might consider criminal prosecution if you continue this type of practice.
Does this make sense?
In any event, it would be a good idea not to discuss this situation with anyone, and if you are approached by any law enforcement or an investigation not to make any statements without a local criminal defense attorney present.
It is difficult to guess, but generally the banks do not prosecute cases where they did not suffer losses, however they can.
trying to guess whether the bank will pursue criminal charges against you, really would not be a very productive activity for you.
Under federal law there is 5 year statute of limitations from the last "bad" check.
Each bank has its own fraud department and also works closely with local, state and federal law enforcement agencies.
But there is not much that can be done about the bank's decision, other than not to discuss this matter with anyone but your local criminal defense attorney.
It is better to let a local criminal defense attorney handle this matter for you.
Yes that is possible too.
Basically, in most cases the banks do not criminally pursue this type of situations, unless the bank has suffered monetary loss as a result, but as I said before, they can if they choose too.
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