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Hello and thank you for allowing me the opportunity to assist you.Yes, it is still possible to take collection action against them. The fact that their wages cannot be garnished slams the door shut on a possible way to collect, but other various collection activities are still possible. For example, a collection agency could make those annoying calls (at least until the debtors send a cease and desist letter), bank accounts could be garnished, other non-exempt assets could be taken, liens could be placed on their real estate if/when they ever purchase a house, their credit will be damaged by the judgment, and if/when they ever earn more income, then wages could be garnished.Does that answer your question? Please let me know if you need clarification, as I am happy to continue helping you until you are satisfied. Also, your positive feedback is much appreciated. Thank you for using our service! If you would like to direct additional legal questions to me in the future, then please type "To VAMD" in the subject line of your question.
How would bank account information be obtained? Would that have to be ordered by the court later?