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Yes, you can.
There are several potential criminal charges. The first would be hindering a secured creditor if the bank does have a lien.
The other is theft.
The law doesn't allow for you to retain someone else's property in a situation like this.
It is called "self help" and is absolutely prohibited.
If you want to retain the equipment you would have to hire a lawyer and have him ask the court for permission to retain it. However, it isn't likely the judge would allow it if there is no connection between what you are owed and the equipment.
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