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Yes, if the contract does not specify that the payments would be made on the 1st of every month but it starts on February 1 and states payments would be made monthly, then payments are presumed by law to be on the 1st of every month. Furthermore, if he is not in compliance with the terms of the contract and has missed the two payments, then on July 2 he is officially 2 months behind and you can repossess the vehicle as long as you can do so without causing any disturbance of the peace. If you cannot get the car without causing a disturbance, you would have to sue him for breach of contract and seek to get the car back through the court
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