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Hello. My name isXXXXX was recently in a Rehabilitation center located in CA. I live in Md. I was there for 3 months. My insurance Carrier is Blue Cross blue shield. Once I was done with treatment blue cross sent me checks in my name. So I cashed them and spent them. They were for institute but they were in my name. A collections woman called mr and said I owe them like $55,000 plus. I admit when I got home I relapsed and spent all the money accept for 3,000 which Im sending to them. What can happen in this case? Again all the checks were made out to me. She was threatening that I could go to jail.Granted I made a mistake and because of me relapsing and almost being homeless when I got back soending the money but Could I go to jail or will they do a civil suit against me? Will they put a judgement on me? Could they do anything criminal to me or is that a sxcare tactic because she has me scared and Im trying my best to do what I have to do. I even told them they could put me on a payment plan even tho I dont make that much. I thought this would be like a doctors bill or any other medical bill. So can you help me?
Good afternoon William,I'm Doug, and I'm very sorry to hear of your situation. My goal is to provide you with excellent service today. As your previous Professional has opted out, I can assist you.Was your name the only name on the checks? Or was your name and names of the treatment provider on the checks as payee?Doug
Yes my name was the only payee name on check. They had a explanantion of benefit payments attached to the check with a summary of what they are charging me for like lab test, treatments, housing etc but thats it. My name was the only name on check and it was mailed to me. Now I will say they made me sign a form so that those checks will get mailed to them when I was out there but I guess something went wrong on there part and they sent them to me in my name. But Im the only payee on the check. Im really worried because I dont wanna go to jail and I dont know if she is using a scare tactic or what. I thought worst is that they could file a judgement or garnish check. which is still bad but I can pay on it.
Oh ok thanks sir. Yea Is it legal for her to tell me I could go to jail etc because she just kept saying the owner of the company wants everyone to go to jail who hasnt paid and she has a list for the police. Im thinking isnt this a attorney matter like what are the police for? She sounded real sure of herself. Can she do that meaning say anything to get funds? again Im the only payee on check. She did keep pressing the issue in the beginning when I relapsed to send her the checks immediately and sign them over to the copmpany. The company name isXXXXX I was the only payee. I thought since she was saying all this over her phone it was legal. She even sent me a text stating that they will be prosucuting me to the furthest of the law etc. So she can do that sir?
Hi William,Yes, it is legal for her to lie to you---and that is all it is--lies, threats. You are not going to be prosecuted---that is just a collection agent being hateful and telling you things that can not occur under the law.Thank you for your kind words. They are appreciated. Please keep in mind that until you rate me highly for my service, I will not be credited with helping you. Thanks again. Have a great evening, Doug
Ok Sir thanks. Another question sir. She just left another voicemail stating that they are going to start prosecuting procedures early next week. Im thinking why would she leave a voicemail on my answering machine stating that if its not true? Again I was the only name on the blue cross blue shield check that it was payable to. The form attached to the check had what Blue cross was paying for etc, Lab test, housing etc.It did say on the benefits summary that they were paying for the services by them and what they charged my insurance company but i was the only name on the check. I just want to reassure I have nothing to worry about as far as the company American Addiction centers sending me to jail etc. Again on the staement it has my name as the patient and the provider which is them. The form attached to the check is called Explanation of benefit payments. Then it states( this is not a bill. This statement reports on a claim(s) we recently processed for you and/or your dependents. I dont know if I should even respond to her calls? Sorry I just wanna make sure because she sounds so confident that Im going to be prosecuted and put in jail. She says I owe over $55,000 which bout right but like I explain earlier in the question it ws because of a relapse and being almost homeless etc. I just wanna know again that Im not going to jail for this.
Hello sir how are you and sorry to bother you again. I had another question pretaining to the questions Ive asked you about my situation. Is this considered perjury since I signed forms saying I would turn over all checks to them or send them to them? Im trying to get a better understanding of perjury pretaining to my situation. I hope not. Also sir I wanna make sure I didnt commit any fraud or anything.
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ok and I didnt commit fraud by this did I sir?
Yes I did sign as I can remember. I remember us calling my job for them to change my address on my insurance to come to them instead of me. So the lady they contacted at my work said ok email info over and they will do it. By that time I was already In ca. Now I later found out that in order for that to happen you had to be present at the job to do that which I did not know. I thought they were emailing the info over so am I good on that sir?