The goal is to clearly avoid any criminal
charges from being filed, since this could result in you having a felony on your record. While you may not have the ability to pay the money back in a lump sum, you may want to speak with the victim and see if you can agree on a bi-weekly or monthly payment plan. If you were charged and found guilty, you would be required to pay restitution and even then, it would not be a lump sum payment but more likely on a monthly basis anyway. Seeing the severity of this, you will need to find employment at once, to start earning income, to start paying them back. The drug addiction may be a mitigating factor for the court
to consider if a plea is taken, to avoid any jail or prison time being sought but it would not be a legal defense to excuse the conduct. Moreover, you want to be careful about what you say and/or admit to them, since if charges are filed, you do not want to have these things used against you.
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