Thank you for your response.
If you had proper FL liability insurance coverage, your insurer should have covered all of the other damages and is bound to represent you in any lawsuit over the accident. If you have been sued, you need to immediately notify your insurance company for legal representation as they are bound to provide legal representation to you in most all cases.
Thus, start by notifying your own insurance company. If they refuse to represent you, then you are going to need to file an answer to the suit denying all of the allegations in the suit and you are going to have to litigate this matter and prove they could not have sustained the injuries they are claiming based on the slow speed of the accident.
If you cannot get an attorney or legal aid to assist you or cannot get a pro bono attorney at the FL bar to assist you, then you will have to answer this suit yourself and get a copy of the FL rules of civil procedure and evidence to guide you through the court
process and you can get those from the local library.
To answer this suit yourself if you cannot find an attorney, you need to copy the heading on the Complaint (court name/case name/case number). Title it "Answer." Then you need to state you are the respondent, your name, and that you are appearing to represent yourself and answering the petition. Then you number every response to correspond with the numbers on the petition. You then answer each one with "Admit" "Deny" or "Insufficient information to find a reasonable belief as to the truth of the matter asserted and leave petitioner to her proof thereof." Once you have answered each numbered paragraph then you can put "Defenses" and list any defenses you have to her petition. Then if you have any counterclaims to make, you can make them after your defenses under the title Counterclaim and to do that you would copy the same layout that the initial petition you received has and just change each numbered paragraph to reflect your facts and allegations.
Once you complete that you sign the response, you have it notarized. Under that put "Certificate of Service" and put the name/address of her attorney where you will be mailing a copy and the date you mail it and sign that.
Then file the original and one copy with the clerk of court and ask the clerk to stamp one copy to give back to you as proof of service. Mail one copy to the other party's attorney.
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