Thank you for your prompt reply. Just realized I hadn't given any dollar figures for context. During a normal month of travel for my job, I would rack up about roughly $7-10K in expenses (legitimate). The current balance now for March is up to $32k, and that includes about $5500 in legitimate exwork-related expenses (meaning the remainder are my own). Does that change anything in your opinion?
Also, I completely understand about going to them first, rather than having it them "discover" this on their own… however there is a 50/50 chance that I could in fact make the full, mammoth, gargantuan monsterously-huge payment in March if I am able to secure enough freelance work in the coming weeks. Based on that possibility, I am aprehensive about revealing this folly to them at all. I'm feeling that if I can pay the balance, and never use that card for a single dime of personal expenses again, then this will all just add up to one valuable, scary lesson. Kind of like touching a hot pan when you're a kid. Only in my case, the pan happens to be a $32,000 debt and possible criminal prosecution.
By the way, should the unthinkable come to fruition and I am unable to make the full payment in March, I have every intent to pay it back in full as soon as is humanly possible. Of course unemployment might make that a little more challenging. And regarding your comment about proof of not expensing personal items, the way it works at my company is I submit receipts for travel expenses and they're examined under a microscope to ensure that it's all above boards. Sometimes even expenses which are legitimate still get declined because of various technicalities. So there's no way that my charging a doctor bill or groceries or a new pair of Nikes would ever get approved as an expense. Even if I wanted to, there's no way that illegitimate expenditures could be passed of as legitimate.
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