I am afraid that his parent's homeowners insurance will not cover illegal acts committed off of the property by a resident. Your recourse is to both ask the DA for restitution and also file a claim with your mom's homeowners insurance. Furthermore, if you want you could file a civil suit against the perpetrator and get a civil judgment against him which you could use to seize his bank accounts, garnish any wages he has or even seize any inheritance he might receive. These are your options.
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