Hello again, and thank YOU for your speedy response. No need to apologize, I did not mean to come across as "fussing" at you. I try my best to help people, and (understandably) hope to be credited for answering questions.
I do not know whether the police will try to find footage of you leaving the bar, etc. I seriously doubt it. As the other expert said, it is PROBABLY your word against anyone else's as to how your car was damaged. The insurance company will PROBABLY never know the "real" details of what exactly happened or how it happened. I just shy away from making blanket statements of fact, i.e., "No, don't worry one bit...the police will never figure this one out!" You very like have nothing to worry about in this regard, but since there is a possibility
(albeit a small one) that the police could come question you, I just wanted to make sure you understood what to do and how to handle the police in the unlikely event they try to talk to you.
It sounds like another worry you have is that reporting the damage to your insurance company could cause further investigation
into the situation and you would be charged with DUI, reckless driving, etc. Again, I seriously doubt this will happen. Even if you confessed to the police, "Yes, I'm guilty, I was drunk as a skunk when my car got damaged!" it would still be hard to prove the case against you (DUI) in court
because there would likely be no other evidence to corroborate your confession. Proving hit and run or property damage, however, is a different story. Those claims COULD be corroborated, and with a "confession" by you, you very well could be charged.
Going further about the DUI issue, the government has to have SOME evidence that a person committed a crime; in turn, the police usually get people to THEN try to confess to the crime. Some evidence + confession of commission of the crime = conviction. So, that's why I was so adamant about you not talking to the police. That greatly reduces (if not eliminates) your chance of being charged with anything.
I had a client years ago who left a club late at night, lost control of his vehicle, and wound up crashing through a fence and into a person's yard. He abandoned his car, ran home, and called me the next day once the police started calling him. Fortunately, he was smart enough to tell them he had an attorney and had nothing to say.
During the investigation, the police figured out WHO the car belonged to, and it was obvious that the damage to the people's fence and yard was caused by my client's car, but NO ONE could answer the question of WHO was driving the car at the time the damage occurred. Cars don't get charged with crimes; people do. If my client had said, "Yes, you're right, I was driving the car, I was drunk, and I lost control and ran into those people's yard and damaged their fence..." then he would have been in a world of trouble. Without that confession, the police could not charge him. Because his car was impounded, I went with the client to the police station (and then the impound lot), told the detectives emphatically that my client was going to say NOTHING about the incident, and demanded they release his car. (Which they did.)
Hence, it was this incident I had in my mind when I warned you about not talking to the police. That's just smart thinking, anyway. It is rare that a person (who could potentially be charged with a crime) talks to the police and that conversation eventually helps him. It is usually the opposite.
Thank you again for this opportunity. In future, I am happy to help you. Just ask for me if you wish. Take care and good luck!