OMGness! You Practice every area of Law that is being broken. I don't want to go after FDCPA violations or RESPA, judges don't care about that. but what about the document I have from a very reputalbe company in the industry that hasn't been uncovered for fraud yet? I have a document that this company prepared for the previous lender (the one that never recorded their assignment and broke the chain of title and assisted in getting the paperwork that they evidently didn't have so that they could create and execute a Corporate Assignment Deed of Trust with all the right verbage of the original lender). It's all wrong. I was just going to put on my Schedule B for BK "Possible Claim against Lender(s) and Foreclosing Trustee. however I know they are presumed innocent but all my calls were recorded and they are not innocent. But hey, your right, if the govt can't sue the bank for illegal practices, well then, looks like I just cost myself 25k and major loss of sleep the past 5 months. As long as I can get the right actions and not leave out any elements. I have everything for concealment and I also want to get them for actionable fraud and then some. The Amicus Brief...you know what one I'm talking about? Well it says it all too. But you are a lawyer of all colors, so in your opinion, in this situation, does due process not apply? and these folks who pay for our politicians so they can get away with their deceiving thievery really are above and beyond the law, eh? They do not have to be accountable? It's all a part of the One World order plan? I will pray for relief because these guys made me do 8 loan modificaton packets, put me on hold for hours, lied, stole, cheated and again lied. And I would bet the White House that no one ever read my Hardship letter. I havent seen my daughter in forever either and I promised I'd go somewhere with her and have to meet her in 6 1/2 hours, so I'm going to sleep. But I will see your reply tonight...best cause of action? (I have a feeling that your going to say...let 'em have it or steal it and move on...can't win against these Hitlers)...but I'm hopin for some legal causes of action. Every single house in my neighborhood has foreclosed except the few that bought with cash. This is horrible! And the govt is funding it, because if they let the homeowners have a loan for what they end up selling them for (after they first fix the title), then we would be alot better off...but then they don't get the full govt compensation for the outrageous price that the banks planned in the first place. I have $160k in to this house, never refied and now it's what the house is worth, so in my mind, I paid it. Never took a heloc or money out. When i bought it, it was $424k
State/Country relating to question: California
Sadly, you are not the only person in this type of situation. This is going on all over the country and this is why everyone has been pursuing these lenders in court. The White House and Congress do not care about the problem because these lenders are the ones with big money to support their campaigns. This is why the government bailed out these corrupt lenders. This is also why everyone has been suing them for the unfair and deceptive business practices and why you also have to file suit.
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