Hi, My name is XXXXX XXXXX I'd be happy to answer your questions today. I'm sorry to hear that this happened.
If you look at the paperwork, it should say that it is contingent upon obtaining financing. Basically, where there is a condition in the contract that fails (here, getting a loan), both parties are discharged from the duties under the contract. It's essentially as if the contract never happened. So, they don't have any obligation to let you buy the car, but they're willing to let you do it.
Essentially, your options are to return the car and try to find another one, in exchange for the return of your down payment, or to look around yourself to try to find another bank that will give you a loan. If you decide to go that route, tell them what you intend to do and ask for a week.
The problem is, since there were reasonable efforts made to obtain payment, that failed, they aren't under any obligation to let you keep the car.
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Best of luck
shouldnt i be able to get all of my money back
You should, yes.
The idea is that, if the contract fails, they're not entitled to any money. The most they could get is the reasonable value of renting the car for the time you had it.
last question i had got the car painted to be cause i thought it was mine am i resposible
If they need to paint it back, you may be. So, what you would want to do is convince them that you actually improved the car's value with the paint job, and they need to (a) not charge you anything for the time you had it (if they try to) and (b) pay you what you spent to paint it.
They can't charge you for improving the car if they get it back.
thank you very much
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