Criminal Law Questions? Ask a Criminal Lawyer.
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Are you being represented by an attorney?
Yes, you need to be reprsented by an attorney.
"Trust" crimes are very serious. Even if you are not sentenced to jail, a conviction for such a crime can keep you from obtaining all kinds of jobs in the future. They can prevent you from getting any type of job that involves money or where you are required to be bonded. If you testify in court in the future, your character can automatically be impeached by that conviction.
So, you want to be represented by an attorney who can, hopefully, work out some type of plea deal where the money gets paid back and you plead guilty to an offense that's not a "truth" crime. If the money is paid back by the time of the plea, you'll probably only face probation and not jail.
Good luck and best wishes! I hope that you find this information to be helpful and this answer to be ACCEPTable!