What State are you in?
The court would look at if you were physically incapacitated, to the point where there was no possible way to file the lawsuit or contact an attorney, via telephone and the statute of limitations would then have been tolled.
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You would file your lawsuit with the Clerk of Courts, in the county where the cause of action arose.
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A rough amount excluding your actually expenses as a result could be $20,000- $25,000.
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