Consumer Protection Law
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The statute of limitations on open accounts (Credit Card) is 3 years, but a written contract has a 15 year statute of limitations. Here's a good link you can read: http://collectionagency.info/laws/puerto-rico-debt-collection-laws/
Thus, if these debts are credit card accounts, the creditor should only have 3 years to collect from the date of the last payment on or charge to each account (whichever is latest).