Consumer Protection Law
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If the payment plan/agreement you entered into with them allows Chase and/or Verizon to assign the contract benefits to another collection agency, then it may be legal so long as proper notice is given. It should not change the other terms of your plan; just to whom you must now send payments to.
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You would have to read the contract to see what type of notice requirements are imposed. It appears that you received notice here but that it may have been late. However, that would not make any difference IF the monthly payments you made since the account was assigned to another agency were and are still being credited to your account.