I have to supplement here.Oregon has modified their eligibility, they can make her spend down the IRA here
n individual who receives Medicaid can have assets of no more
than $2,000. OAR(###) ###-####8). Certain assets, including the per-
sonís home, household goods, one car or truck, and a funeral or burial
plan (within set limits) are generally exempt and are not counted in
determining eligibility. Most assetsóincluding bank accounts, stocks,
bonds, IRAs, other vehicles, and real propertyóare counted and must
be depleted before the person will qualify for Medicaid assistance. The
rules for specific assets are in OAR chapter 461, section 145.
Thanks for letting me clarify and assist.Please let me know if you have more follow up.