Consumer Protection Law
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Hello my name is ***** ***** I am going to assist you with your claim tonight. I am really sorry for your trouble with the boat shop. In my opinion you should send the insurance company's check back to them with a letter enclosing the quote you have showing that it is going to cost a lot more to fix your boat than what they offered. If you cash the check it will be considered a binding settlement agreement and you will not be able to recover any more funds. If the insurance company will not pay you the amount you need in order to fix your boat, I would suggest filing a small claims matter. When you file and serve the small claims matter it will be against the entrance company and the individual who owned the shop previously. The day you serve that lawsuit in my opinion the entrance company will most likely promptly settle to avoid going to court. They owe you the amount in the estimate and nothing less. I hope this helps you, please feel free to reply with any follow-up questions you may have. Best regards, David