Consumer Protection Law
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Was there a judgment issued against you in the suit that was filed or did you sign settlement papers?
The only thing that I can recommend that you do is to contact the creditor and see if you can settle this for a smaller sum of money in exchange for an agreed lump sump payment in the very near future so that they do not have to keep tracking you down to find out if you have any non-exempt assets from which to collect on the judgment.
You can use this form if a judgment was involved to show that you paid it off even if it was at an amount less than 3k. In other words, make sure the creditor signs this at the same time you make the lump sump payment.
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