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Maverick, Lawyer
Category: Consumer Protection Law
Satisfied Customers: 5751
Experience:  20 years of proefessional experience
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I started getting a wage garnishment and I did not know why.

Customer Question

I started getting a wage garnishment and I did not know why. I figured out I had a charge that was 9 years old that I thought was settled in court and they sent paper work to an old address that was 9 years old. I have done several address changes since then and if I had known there was a fine I would have paid it. Is there anything I can do to lower the amount due from 1000$ original amount to now 3000$ after interest?
Submitted: 1 month ago.
Category: Consumer Protection Law
Expert:  Maverick replied 1 month ago.

Welcome! My name is***** give me a few minutes to analyze and/or research your inquiry and I will be back.

Expert:  Maverick replied 1 month ago.

Was there a judgment issued against you in the suit that was filed or did you sign settlement papers?

Customer: replied 1 month ago.
I don't remember it was a long time ago, they just charged me with a minor in consumption of alcohol is all I know. I didn't even remember getting a fine I thought they dropped it all in court but I guess not. It was out of kitsap county wa I believe.
Expert:  Maverick replied 1 month ago.

The only thing that I can recommend that you do is to contact the creditor and see if you can settle this for a smaller sum of money in exchange for an agreed lump sump payment in the very near future so that they do not have to keep tracking you down to find out if you have any non-exempt assets from which to collect on the judgment.

You can use this form if a judgment was involved to show that you paid it off even if it was at an amount less than 3k. In other words, make sure the creditor signs this at the same time you make the lump sump payment.

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