Consumer Protection Law
Consumer Protection Law Questions? Ask a Lawyer Now.
Good afternoon. I am Loren, a licensed attorney, and I look forward to assisting you.
As a general rule, children are not liable for the debts of their parents.
So, unless you signed to be a guarantor or co-signor, you cannot be held personally liable for your mother's debts.
You may have liability for the credit card, though, as an authorized user, depending on the terms of the credit agreement and whether you agreed to be liable for the account.
I am licensed in Illinois and Florida, but what I told you is applicable in all states.
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