Consumer Protection Law
Consumer Protection Law Questions? Ask a Lawyer Now.
HelloThis is Samuel. I will discuss this and provide you information in this regard.Of course, anytime there is a missed payment, you are in default of the contract. When that happens a repossession may occur. Under Alabama law, a lender must mail all borrowers of a repossessed vehicle a notice stating that you have the right to retrieve (redeem) your vehicle once you have satisfied all of the outstanding issues related to the vehicle repossession.
The notice from the Alabama repo company will inform you of when you must redeem your repossessed vehicle by before it is to be sold at auction. You may be required by the lender to pay off the entire loan amount of the repossessed vehicle before getting the vehicle back.
Was that process followed?
If that process was not followed then I suggest you can contact the Alabama Attorney General Consumer Protection and file a complaint explaining that the law was not followed. If the process of the law was followed then, unfortunately, there is no recourse for you.