Consumer Protection Law
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once that is done if I just quit paying on those two, can they take my va disability or social security by garnishing them?
No, your disability and SS are not able to be garnished under federal law. So if you quit paying and they sued you, they can't come after that income. They could only come after non-exempt assets like savings accounts, real estate, investments and other big items like motorcycles, RVs, boats, etc.