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Infolawyer
Infolawyer, Lawyer
Category: Consumer Protection Law
Satisfied Customers: 55293
Experience:  Licensed attorney helping individuals and businesses.
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CIT BANK IS GARNISHING MY WAGES CCOUNT I HAVE NO RECORD OF

Customer Question

CIT BANK IS GARNISHING MY WAGES FOR AN CCOUNT I HAVE NO RECORD OF AND NOT IN THE HISTORY OF MY CREDIT REPORT, I DISPUTED AND ASKED FOR PROOF AND THEY SENT ME AN OLD COURT DOCUMENT FROM 2012 AS PROOF, THEY DONT HAVE ANY STATEMENT OR ANYTHING THAT PROVES THIS DEBT IS MINE. THEY ARE USING MIDLAND CREDIT AND A LAWFIRM
JA: What state is this in? And when did the issue begin?
Customer: AZ
JA: Have you talked to a lawyer yet?
Customer: MARCH 2016
JA: Anything else you think the lawyer should know?
Customer: NO NOT YET
JA: OK. Got it. I'm sending you to a secure page on JustAnswer so you can place the $5 fully-refundable deposit now. While you're filling out that form, I'll tell the Consumer Protection Lawyer about your situation and then connect you two.
Submitted: 8 months ago.
Category: Consumer Protection Law
Expert:  Infolawyer replied 8 months ago.

it sounds like a default judgment and a lien on that basis, right?

Customer: replied 8 months ago.
What is a default judgement ?
Expert:  Infolawyer replied 8 months ago.

Its when plaintiff sues, and without you getting a chance to answer or defend, gets an order in his favor called a judgment.

Expert:  Infolawyer replied 8 months ago.

It then uses that to freeze bank accounts. You can deal with this in a couple of ways.

Expert:  Infolawyer replied 8 months ago.

1. contact the creditor and work out a settlement. 2. file a motion in court to lift the restraint and judgment due to lack of notice.

Expert:  Infolawyer replied 8 months ago.

Kindly let me know if that is clear and helpful.

Expert:  Infolawyer replied 8 months ago.

Please let me know, thanks

Expert:  Infolawyer replied 8 months ago.

Please let me know, thanks