Consumer Protection Law
Consumer Protection Law Questions? Ask a Lawyer Now.
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If the deeded documents provide that you may collect the debt in a certain way which is now prohibited by federal law, then I'm sorry to say that mean you are indeed prohibited. Florida law is irrelevant in this situation because any law passed by the Florida legislatures which contradicts federal law is not enforceable. Federal law trumps state law, and also written contracts, deeds, etc. with regard to debt collection.
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