Consumer Protection Law
Consumer Protection Law Questions? Ask a Lawyer Now.
Thank you for your question. I look forward to working with you to provide you the information you are seeking for educational purposes only.
If you hire an adjuster right away and the insurer agrees to give you book value on the car, then you still have to pay the adjuster and this means you would get less money. So what you need to do is file your own claim on the damage and only if the insurance company refuses to give you a fair deal on payment should you consider an adjuster. The adjuster should be the very last option in settling the claim, since they do charge.
I had a house fire. The insurance company wanted to settle for $20,000. I hired an adjuster who settled with the insurance company for $70,000. Charged me 8%.
Are car insurance settlements different where an adjuster cannot earn his commission?