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Law Educator, Esq.
Law Educator, Esq., Lawyer
Category: Consumer Protection Law
Satisfied Customers: 110486
Experience:  Attorney experienced in commercial litigation.
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Purchased a truck thru Ford two weeks ago now they saying can't

Customer Question

Purchased a truck thru Ford two weeks ago now they saying can't go through with finance lung cause my husband changed jobs
JA: Thanks. Can you give me any more details about your issue?
Customer: That's it my wife is 9months pregnant purchased a bigger family car now they saying Ford won't continue with financing because I changed jobs last week same kind of job just went back to a company that I was with a year ago
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Submitted: 6 months ago.
Category: Consumer Protection Law
Expert:  Law Educator, Esq. replied 6 months ago.
Thank you for your question. I look forward to working with you to provide you the information you are seeking for educational purposes only.
Since these contracts of purchase are contingent on financing, the finance company has a right to determine qualifications. If you moved to a new company, then they can use that as a basis to deny the loan. Your recourse is to seek to finance through another lender or find your own new lender who will finance you. There is no law mandating the lender finance your purchase though and if they will not finance, the dealer can cancel the deal based on the failure of the loan.