You asked for a different contributor, not licensed in California (to my knowledge). You asked:
I was under the impression that I was going to be served with something from the court, following the Judge's decision. Am I incorrect?
A: A creditor can send a demand letter. Or, the creditor can seek a writ of execution from the court clerk, and have the sheriff serve you with a notice of levy.
What is the process that the contractor has to go through to attempt to collects hi9s money? I have no assets for him to take, aside from liening my condo. Can you take me through the timeline of what to expect next? Is the court or someone going to serve me with a legal document finalizing the judgement, or was the judge's decision all the notice that I am going to get?
A: There's no timeline, because it depends on what the creditor wants to try as a means for collection. The typical method is to either have the sheriff execute against specific property of the debtor, or to garnish the debtor's wages, if he/she is employed. In either case, your options will be displayed on the notice of levy.
There is also the possibility that the creditor will serve you with a notice to appear for a judgment debtor examination. This is an interview, taken under oath, where the creditor tries to get you to tell you what assets you have and where they are located. Your attendance is required. Failure to appear will result in a bench warrant being issued, and if you ignore the warrant, you will be arrested and brought before the court. Better to just show up for the exam, if it happens, and "not recall" the answers to questions, if you don't know the answers for certain.
Is this the time to file notice with the sheriff that my bank account is exempt?
A: No. See above.
When do I file the "list of assets" form?
A: After you receive the notice of levy.
Do I need an attorney to file it with the court, or can I just mail it to the contractor?
A: You can file it with the court yourself, or you can hire a lawyer.
The net of this is that he will have to wait until my condo changes hands after my death to collect his $25K. He will not like this idea!
A: Well, that's how the cookie crumbles. You may want to consider filing Chapter 7 bankruptcy, to get rid of the creditor. Or, you can wait out the 10-year judgment term, and hope that the contractor doesn't file to renew for another 10 years.
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