Consumer Protection Law
Consumer Protection Law Questions? Ask a Lawyer Now.
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Did she actually sign the old title transferring ownership over to you?
Ok, when she signed the vehicle over to you, it is now yours. Although it should have been transferred immediately, that won't negate the fact that she transferred ownership to you. So as it stands, she has a new, invalid title because she doesn't legally own the truck any longer. She can't undo the transfer by just getting a new title issued. However, since it hasn't been transferred over to you formally, she could still try to borrow money on it because to all appearances, she is still the owner...
Your recourse is to take the signed title to the DMV or clerk's office and transfer it into your name directly so that they will update the title to reflect you as the current owner. Until you do so, she looks to the world as the legal owner of the truck.
Honestly, DMV issues are not my specialty and I freely admit my ignorance there.. But it is my understanding that a signed over title is all it takes since the vehicle could have been a gift to you or payment of a debt or something else. So I would call the DMV or clerk's office and ask them directly how to go about transferring the vehicle into your name with a signed title.