This isn't reporting, the State helps to assist in settling your claim with the insurance carrier.
But as I noted above, this is a "bad faith" claim (which again is a type of breach of contract action). These claims fall within a very small specialty of civil litigation so there are not a lot of attorneys that handle them, but you can find them, most will handle viable claims on a contingency, so you can contact one or more law firms, have them look at your specific documentation (they would actually have to review your case - this cannot be done on a "chat forum") and depending on the merits they may accept your case on contingency.
The "contingency fee agreement" where the law firm will advance its services and the costs of litigation, in exchange for a portion of the client's recovery. So the client will get representation without having to pay anything up front, but will have to reimburse the law firm for its expenses, then pay the law firm a portion of their recovery to compensate them for their time and efforts. (These fee agreements can be changed between the parties, and some lawyers will have the client pay for the litigation costs as the matter is being litigated, and the client will only have to split part of their recovery to pay for the attorney's time when they win).
It is important to discuss with your attorney the details of your compensation agreement at the time that you sign up for services (this contract is usually referred to as the "Legal Services Agreement"), and if you have any questions, the lawyer should be more than willing to explain and discuss them with you.
You can find local attorneys using the State and local Bar Association directories, or private directories such as www.AVVO.com; www.FindLaw.com; or www.Martindale.com (I personally find www.AVVO.com to be the most user friendly).