Consumer Protection Law
Consumer Protection Law Questions? Ask a Lawyer Now.
Hello and welcome! My name is ***** ***** I am a licensed attorney who will try my very best to help with your situation or get you to someone who can. There may be a slight delay in my responses as I research statutes or ordinances and type out an answer or reply,but rest assured, I am working on your question.
Did you charge up the card with fraudulent intent to default intentionally on the debt?
Or did you get in a financial bind and get overwhelmed and couldn't make the payments?
Are you applying to some agency and they are asking if you have ever been convicted of a breach of trust offense?
Ok, then no, that is not a breach of trust offense. If there was no intent to defraud, then there is no crime. Further, if you were never formally charged by the District Attorney and pled or were found guilty, then this is not any type of criminal offense.
It was just a civil case for money, not a criminal misdemeanor.
So you can safely say"no" to their question assuming you don't have any criminal felony offenses.