Consumer Protection Law
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Hello. My name is***** will be happy to answer your question.
I am sorry to hear about this unfortunate situation.
Unfortunately, generally, the Sears in similar situation would only be liable for direct damages resulting from their negligent action that lead to theft, such as any repair costs of the truck or any equipment / tools that were stolen from the truck (as long as, the owner of the truck can prove ownership of stolen tools by providing receipts / invoices for any stolen tools / equipment), but the sears would not be liable for any consequential damages, such as lost wages, lost work or wages.
So, generally, if the insurance company refuses to cover actual costs or repairs to the truck and cost of the stolen tools / equipment, then the owner of the truck can file a lawsuit against Sears and seek such actual damages.
I wish you the best of luck!
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