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Infolawyer
Infolawyer, Lawyer
Category: Consumer Protection Law
Satisfied Customers: 6607
Experience:  Licensed attorney helping individuals and businesses.
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My car was t by a shredded tire that another vehicle ran

Customer Question

My car was hit by a shredded tire that another vehicle ran over and kicked up. My insurance company says it falls under coalition. Thing is I couldn't avoid hitting it. For several miles there was shredded tire on the interstate. I've read on line that if another car runs over a tire and spits it up and it hits your vehicle it should be covered under comprehensive because it was unavoidable. The insurance company says it's coalition.
Submitted: 11 months ago.
Category: Consumer Protection Law
Expert:  Loren replied 11 months ago.

Does your policy state that damage from road debris is covered under comprehensive?

Expert:  Loren replied 11 months ago.

It does not appear to be collision because the debris was airborne and hit you, not stationary.