Consumer Protection Law
Consumer Protection Law Questions? Ask a Lawyer Now.
Hello! My name is ***** ***** I am a licensed attorney with more than 18 years of experience. I am here to assist you with your questions. Please understand that if I ask you for additional information, you are NOT charged again and our communications are NOT timed. So please see this as a relaxed conversation between friends. I am here to help
Also, if you would like to chat on the phone, let me know and I can make that happen.
The fact that contact is made by phone is not, in and of itself, enough to trigger the federal right to rescind. But tell me more about this...is this for a timeshare purchase?Was there a purchase? How long ago?
The problem you face is that too much time has passed. The federal "right to rescind" law gives you only 3 days to cancel.
The MD law for timeshare purchases gives you 10 days to cancel
But if you purchased in July, both of these windows have closed.So it is too late to cancel without penalty.
This is the part of my job I don't like...when the law is not in favor of my customer. I wish I could tell you that you can still cancel this contract, but I can only provide you information based on the law so that you can act on the best available information to you...I wish I had better news, but can only hope you recognize and understand my predicament and don't shoot the messenger. I'm sorry!Please let me know if you have more questions. I am happy to help if I can. Otherwise, please rate the answer so I may get credit for my work.
Sorry...I had MD as the state...is the company in MD or PA?
Can you tell me, what state is the company located in?
ThanksJust a movement, I want to pull the code
PA law is unique in that it ties your right to cancel to the public offering statement. Did you receive such a statement when you signed the contract?
Thank youTitle 68, section 4402 of PA law REQUIRES a timeshare seller to provide a public offering statement prior to selling a unit. You can see the law here
http://www.legis.state.pa.us/cfdocs/legis/LI/consCheck.cfm?txtType=HTM&ttl=68&div=0&chpt=44&sctn=2&subsctn=0Title 68, section 4408 provides that a purchaser has 7 (SEVEN) days from receipt of the pubic offering statement to cancel the contract. You can see the law here
http://www.legis.state.pa.us/cfdocs/legis/LI/consCheck.cfm?txtType=HTM&ttl=68&div=0&chpt=44&sctn=8&subsctn=0Here, if they never provided a public offering statement, that would be a basis to sue to void the contract. You can hire a local attorney to sue them and void the contract (again, if they never provided you with the public offering statement)Please let me know if you have more questions. I am happy to help if I can. Otherwise, please rate the answer so I may get credit for my work.