Consumer Protection Law
Consumer Protection Law Questions? Ask a Lawyer Now.
Thank you for your question.
Was the loan supposedly made in Texas?
You have the right to demand validation of the debt under the FDCPA section 809.
Texas has a 4 year statute of limitations on claims based on a contract or an account, see
You can get a free consultation from some of the attorneys listed by location here.
It sounds like they are violating the FDCPA, and I urge you to follow up on this with a local attorney.
I hope this information is helpful.