Consumer Protection Law
Consumer Protection Law Questions? Ask a Lawyer Now.
Thank you for your question. Please permit me to assist you with your concerns.
I can most definitely help you here. As far as financing is concerned, unless you signed a contract stating that this amount is a "fee" for services, the 'deposit' you paid is unclear as to what it was--whether it was for a purchase, or for a fee toward your financing. Because that appears to be unclear and ambiguous, you can legitimate argue that the person engaged in 'deceptive sales practices', fraud, and a 'bait and switch' tactic if he actually tried to sell you something for a far higher price than advertised. In this case I urge you to contact the Texas Attorney General's office, and file a grievance against this individual and dealer through their 'consumer protection' division, and then file suit against him on causes of action I listed above in small claims court in Texas in the county where their business is domiciled. This is borderline financial elder abuse as well, so you have a very good case to take them to task and get back your funds.