Consumer Protection Law
Consumer Protection Law Questions? Ask a Lawyer Now.
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They cannot change the terms of your contract with them for payment. This means they cannot change the amount you owe. They must provide you pursuant to the fair debt collection practices act an account statement showing what you owe. If they are refusing to do so, this is a basis to sue for breach of contract. While they do not have to accept any personal checks, they must inform you what type of payment is acceptable and if they do not do so they cannot seek damages against you for non-payment
At this point, you need to consider engaging a local consumer protection attorney to represent you because this seems from your statement that the company is breaching their contract with you and committing unfair and deceptive business practices as well and that means you can sue them for up to triple damages plus attorney's fees as well.