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Maverick, Lawyer
Category: Consumer Protection Law
Satisfied Customers: 5944
Experience:  20 years of proefessional experience
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Behind on car title loan car repossessed on 9/29 although

Customer Question

Hi Michelle, behind on car title loan car repossessed on 9/29 although received letter from lender dated 9/26 stating I have 10 days to bring account current. Is it legal to repossess even though the letter is giving 10 days which would have been 10/5
Submitted: 1 year ago.
Category: Consumer Protection Law
Expert:  Maverick replied 1 year ago.

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Expert:  Maverick replied 1 year ago.

It can be but you woud need to look at the contract that you signed. For example, they can be telling you that your have 10 days to bring the account current before they file suit as opposed to before they repossess the vehicle. If the contract you signed, on the other hand, states that they have to give you 10 days notice and grace period before they reposses, then their early repo may constitute a breach of the title loan agreement.

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