Consumer Protection Law
Consumer Protection Law Questions? Ask a Lawyer Now.
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Unfortunately, the right to redhibition in Louisiana would not apply to a situation as you describe. The issue here is unless the contract itself gives you a right to cancel there is no such right. The fact that nobody watch you sign and nobody disclosed anything to you or no notary or even next door neighbor was present is not a factor here. The Louisiana and IL courts both hold that when a person affixes their signature to a contract, that is their indication that they have read the contract and have understood and agreed to those terms in the contract and the courts have to hold them bound to that agreement.
If the contract was supposed to by 36 months and the one you signed was for 48, that is something you should have caught and what you now need to do is argue that there was no meeting of the minds and you need to contact the dealer in IL and inform them they made a typo on the contract and it was supposed to be a 36 month and not a 48 month contract and ask them to modify it. If they do not modify it, the problem will be trying to prevail in a court, because you did indeed sign that contract and that is your agreement to be bound as written.