Consumer Protection Law
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Thank you for your question. Please permit me to assist you with your concerns.
If I may ask, did the dealer formally replace this under 'lemon law'? Or they just gave you a new vehicle without any documentation?
You need to speak to the dealer and invoke the 'lemon law' claim. Then request that they take back the new title, and provide you with the title for the new car. You cannot own both vehicles as the dealer could then potentially demand that you pay for both. But it appears that they ended up replacing the vehicle to avoid a claim, so you would have to return the title and ask that they reissue based on the new vehicle, new vin, and new ownership under your name.
That sounds about right. I suspect they didn't notify the creditor correctly--they claimed that you paid this off but you never signed-off on the assignment of the loan for the new vehicle. You need to do that as well--this appears to be an error, and it won't invalidate your actual loan. I still urge you to contact the dealer and get them to amend the paperwork so that you aren't pursued for a phantom loan in the future.