Consumer Protection Law
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You need to file an objection to garnishment and present evidence they did not obtain a court judgment in time within the statute of limitations and as such the garnishment is illegal. IF you prove they are collecting on an illegal or improper judgment that was obtained beyond the statute of limitations, you are not only entitled to all of the money back, but also attorney's fees and up to three times your losses for punitive damages for them filing an illegal garnishment action.
I would suggest thus, using a local attorney to file to extinguish the garnishment and vacate any judgment and seek damages against them for their improper actions.